Billie Privacy Policy

Effective Date: August 9, 2026
Last Updated: August 9, 2026
Billie is a personal bill organization application developed by Jamcono (“Jamcono,” “we,” “us,” or “our”).

We designed Billie with privacy in mind. Billie is intended to help you organize bills, due dates, payments, goals, and related information without requiring you to create a Jamcono account or provide Jamcono with your personal financial information.

This Privacy Policy explains how information is handled when you use Billie.

1. Information Stored in Billie

Billie allows you to voluntarily enter information such as:

• your preferred name;
• company or biller names;
• bill amounts;
• past-due amounts;
• due dates;
• danger or shutoff dates;
• payment status;
• deferred payment dates;
• notes;
• recurring bill information;
• savings goals; and
• other information you choose to enter into the app.

In the current version of Billie, this information is stored locally on your device.

Jamcono does not operate a server that receives or stores your Billie bill-management data.

2. Financial Information

Billie is a bill organization tool. It is not a bank, financial institution, payment processor, lender, credit-reporting service, or financial-advisory service.

Billie does not connect to your bank accounts.

Billie does not request or store:

• bank account numbers;
• credit or debit card numbers;
• banking passwords;
• online banking credentials;
• Social Security numbers; or
• payment card security codes.

Amounts, balances, due dates, and other bill information that you manually enter are used to provide Billie’s organizational features and remain stored locally on your device in the current version of the app.

3. Accounts

Billie does not currently require a Jamcono account.

You do not need to provide Jamcono with an email address, phone number, password, or other account credentials to use Billie’s core features.

4. Your Name

Billie may ask what you would like the app to call you.

The name you provide is used to personalize your experience inside Billie.

In the current version of Billie, this information is stored locally on your device and is not transmitted to Jamcono.

You may change this information through the app where that functionality is available.

5. Purchases and Billie Pro

Billie may offer optional paid features through Billie Pro.

Purchases and subscriptions offered through the Apple App Store are processed by Apple using Apple’s payment systems.

Jamcono does not receive your full payment-card information or Apple Account password.

Billie may receive information from Apple’s StoreKit system that is necessary to determine whether you have purchased or are entitled to access Billie Pro features.

Information processed by Apple is subject to Apple’s own privacy practices and terms.

6. Analytics and Advertising

The current version of Billie does not use third-party advertising networks.

Jamcono does not use Billie to track you across apps or websites owned by other companies.

The current version of Billie does not transmit your bill information to Jamcono for advertising or marketing purposes.

If Jamcono introduces analytics, advertising, or other data-collection technologies in a future version, this Privacy Policy and the App Store privacy disclosures will be updated as appropriate.

7. Device Storage

Billie’s application data is stored using storage technologies provided by Apple’s operating system.

Because information is stored on your device, it may be affected by actions such as:

• deleting Billie;
• erasing or resetting your device;
• restoring or replacing your device;
• operating-system or application data changes; or
• device failure or loss.

You are responsible for maintaining appropriate device backups if the information stored in Billie is important to you.

8. iCloud and Cloud Sync

Billie does not currently provide Jamcono-operated cloud synchronization of your bill information.

If a future version introduces iCloud synchronization or another cloud-based feature, this Privacy Policy will be updated to describe how that feature handles information before or when it becomes available.

Apple-provided device backup functionality may separately back up application data depending on your device and iCloud settings. Such services are operated by Apple and governed by Apple’s policies.

9. Notifications

Billie may use local notifications or reminders to help you keep track of bills or other information.

When notifications are generated locally on your device, Jamcono does not receive the contents of those notifications.

You can control Billie’s notification permission through your device settings.

10. Support Communications

If you voluntarily contact Jamcono for support, we may receive the information you choose to provide, such as:

• your name;
• email address;
• description of the issue;
• screenshots;
• diagnostic information; or
• other information included in your support request.

This information is used to respond to your request, troubleshoot problems, improve Billie, and maintain appropriate support records.

Please do not send passwords, complete payment-card numbers, banking credentials, Social Security numbers, or other highly sensitive information through a support request.

Support information may be processed through Jamcono’s website, email provider, hosting provider, or other service providers used to operate our support systems.

11. Data Sharing

Jamcono does not sell Billie user data.

Jamcono does not sell your bill information.

Because the current version of Billie’s bill-management data remains locally on your device, Jamcono does not have that data to sell, disclose, or use for advertising.

Information voluntarily provided to Jamcono through support or other direct communications may be shared with service providers only when reasonably necessary to operate those services or respond to your request.

We may also disclose information where required by law, legal process, or a valid governmental request, or where reasonably necessary to protect the rights, safety, or security of Jamcono, our users, or others.

12. Data Retention

Bill information stored locally in Billie generally remains on your device until you edit or delete it, delete the application, or otherwise remove the associated application data.

Because Jamcono does not receive the locally stored Billie database in the current version, Jamcono cannot remotely retrieve or delete that local information for you.

Information voluntarily submitted to Jamcono through support may be retained for as long as reasonably necessary to:

• respond to your request;
• maintain support history;
• diagnose technical problems;
• prevent abuse; or
• comply with legal obligations.

When that information is no longer reasonably necessary, it may be deleted or anonymized according to our applicable retention practices.

13. Deleting Your Information

You can delete individual information using the deletion features provided within Billie.

You can also remove locally stored application information by deleting Billie from your device, subject to any copies that may exist in device backups controlled through your Apple account or device settings.

Because Jamcono does not currently maintain an online Billie account containing your bill data, there is no Jamcono-hosted Billie account database that must be deleted when you stop using the app.

If you have separately contacted Jamcono and would like to request deletion of personal information provided through a support interaction, you may contact us using the support information below.

14. Permissions and Your Choices

Billie may request access to Apple system capabilities when necessary for particular functionality.

You can manage permissions granted to Billie through the privacy and notification settings provided by iOS.

Disabling a permission may prevent features that depend on that permission from functioning correctly.

15. Children

Billie is intended as a personal bill-management and organization tool and is not specifically directed toward children.

Jamcono does not knowingly use Billie to collect personal information from children for advertising, profiling, or marketing purposes.

If we become aware that personal information from a child has been submitted directly to Jamcono without appropriate authorization where such authorization is required, we will take reasonable steps to address the information in accordance with applicable law.

16. Security

We take reasonable steps to design Billie in a way that limits unnecessary collection and transmission of personal information.

No software, device, network, or storage system can be guaranteed to be completely secure.

You should protect your device using appropriate security features such as a device passcode, Face ID, or other protections offered by Apple, particularly if you store sensitive personal information in Billie.

17. Third-Party Services

Billie relies on technologies and services provided by Apple to operate on iPhone and to distribute the application.

These may include services such as:

• iOS;
• the Apple App Store;
• StoreKit;
• Apple subscription and purchase systems; and
• Apple device backup services.

Your interaction with those services may be governed by Apple’s own privacy policies and terms.

Jamcono is not responsible for the independent privacy practices of third-party services.

18. No Sale or Tracking of Personal Information

Jamcono does not sell personal information collected through Billie.

The current version of Billie does not use your personal information for cross-app tracking or behavioral advertising.

We do not use the bill information you enter into Billie to create advertising profiles.

19. International Users

Billie may be available to users in multiple countries or regions.

Depending on where you live, applicable privacy laws may provide additional rights concerning personal information that Jamcono possesses about you.

Because the primary Billie database is stored locally on your device in the current version, many requests concerning your bill information can be completed directly within the app or on your device without contacting Jamcono.

For information that Jamcono actually possesses, such as information submitted through a support request, you may contact us to exercise applicable privacy rights.

20. Changes to This Privacy Policy

Billie will continue to evolve.

We may update this Privacy Policy when features, technology, legal requirements, or our privacy practices change.

Examples that could require an update include the future introduction of:

• iCloud synchronization;
• Jamcono accounts;
• server-based storage;
• additional subscription services;
• analytics;
• third-party integrations; or
• other features that affect how information is handled.

When this Privacy Policy changes, the “Last Updated” date at the top of this page will be revised.

Where required by law or appropriate because of the nature of a change, additional notice may be provided.

21. Contact Us

For privacy questions, requests, or concerns relating to Billie, please contact Jamcono through:

Billie Support
https://app.jamcono.com/billie/support

Jamcono Apps
https://app.jamcono.com

Please identify Billie in your request so we can direct it appropriately.

22. Developer

Billie is developed in the United States by:

Jamcono
Creativity Amplified.

© 2026 Jamcono. All rights reserved.